For people who are self-employed or paid by commission, documentation requirements can make getting a mortgage harder than it should be. But the Expressway program has the flexibility to fit the way you make and manage your money, so you can skip the paper-chase and focus on buying your home.
Expressway features:
- Limited verification of income or assets
- Streamlined application process
- More time to shop for a home instead of digging through documents
If you’ve had credit problems in the past, we have a program that may help you make homeownership a part of your future. The Solutions program uses common sense guidelines to help more people get the financing they need to become homeowners, even if they don’t fit the usual credit standards.
Everyone runs into financial obstacles at some point, and sometimes those challenges can have an adverse effect on credit. That shouldn’t force you to give up on buying a home, or to take on a loan with terms that could make your financial situation worse. The Solutions program gives you the power to choose a loan type that fits your goals, and the flexibility to refinance at a better rate after the first year.
| Loan Program | How It Works | Why Consider It |
|---|---|---|
| Expressway | This fixed-rate program lets you buy a home without the usual financial documentation. It requires a 25% down payment from your own funds.* |
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| Solutions | Offers expanded approval guidelines that may work with less-than-perfect credit, an unusual source of income, or an unusual property type. |
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Terms and conditions apply. Some programs may not be available in all states. State restrictions and limitations may apply. Contact your loan representative for complete details.
*For example a $200,000 loan amount after a 25% down payment and 2 points paid (equal to $4000) for a term of 30 years at 6.875% (7.144% APR) would result in 360 monthly principal and interest payments of $1314.00. Rate is for example purposes only, and is subject to change without notice. Fees and charges apply. Taxes and insurance are extra. Restrictions may apply. Contact your loan representative for complete details.


